{"created":"2023-06-19T10:49:20.466806+00:00","id":6062,"links":{},"metadata":{"_buckets":{"deposit":"20f20b9c-686c-48ad-b8ac-35c9b988551f"},"_deposit":{"created_by":9,"id":"6062","owners":[9],"pid":{"revision_id":0,"type":"depid","value":"6062"},"status":"published"},"_oai":{"id":"oai:kansaigaidai.repo.nii.ac.jp:00006062","sets":["1:6:602"]},"author_link":["14934"],"item_1695291601144":{"attribute_name":"記事種別","attribute_value_mlt":[{"subitem_description":"論文","subitem_description_language":"ja","subitem_description_type":"Other"},{"subitem_description":"ARTICLE","subitem_description_language":"en","subitem_description_type":"Other"}]},"item_2_biblio_info_12":{"attribute_name":"書誌情報","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2014-09","bibliographicIssueDateType":"Issued"},"bibliographicPageEnd":"220","bibliographicPageStart":"205","bibliographicVolumeNumber":"100","bibliographic_titles":[{"bibliographic_title":"研究論集","bibliographic_titleLang":"ja"},{"bibliographic_title":"Journal of Inquiry and Research","bibliographic_titleLang":"en"}]}]},"item_2_description_10":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"The Japanese government has been promoting a type of secured lending that usesinventory and accounts receivable ascollateral. It is generally called \"Asset Based Lending\", or \"ABL\" in Japan. Interms of lending technology, some argue that \"ABL\" is transactions lending, while others argue that it is relationship lending. This paper, through a case study with a Japanese regional bank, provides empirical evidence that the majority of so called \"ABL\"in Japan is not transactions lending. In doing so, this paper identifies four features (appraisal, advance rate, borrowing base and monitoring) that characterize\" ABL\" as transactions ending.Outlining these features demonstrate how such lender manages the credit exposure of the loan in accordance with the liquidation value of the collateral. This paper finds that the majority of \"ABL\" loans do not possess such features, indicating that they cannot be categorized as transactions lending. Specialization in lending technologies and lack of sufficient otection of lender's security interest in the collateral during bankruptcy proceedings may be the reasons why banks in Japan are reluctant to conduct \"ABL\" as a form of transactions lending. The paper argues that it is incorrect to call every secured lending that uses inventory and accounts receivable as collateral, \"ABL\". Only such loans that qualify as transactions lending should be categorized as asset-based lending, or ABL, which is how this terminology is used outside of Japan.","subitem_description_language":"en","subitem_description_type":"Abstract"}]},"item_2_identifier_registration":{"attribute_name":"ID登録","attribute_value_mlt":[{"subitem_identifier_reg_text":"10.18956/00006049","subitem_identifier_reg_type":"JaLC"}]},"item_2_publisher_20":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"関西外国語大学・関西外国語大学短期大学部","subitem_publisher_language":"ja"},{"subitem_publisher":"Kansai Gaidai University","subitem_publisher_language":"en"}]},"item_2_source_id_1":{"attribute_name":"NCID","attribute_value_mlt":[{"subitem_source_identifier":"AN00046756","subitem_source_identifier_type":"NCID"}]},"item_2_source_id_21":{"attribute_name":"ISSN","attribute_value_mlt":[{"subitem_source_identifier":"0388-1067","subitem_source_identifier_type":"PISSN"}]},"item_2_text_15":{"attribute_name":"表示順","attribute_value_mlt":[{"subitem_text_value":"12"}]},"item_2_text_6":{"attribute_name":"作成者所属(日)","attribute_value_mlt":[{"subitem_text_language":"ja","subitem_text_value":"関西外国語大学"}]},"item_2_text_7":{"attribute_name":"作成者所属(英)","attribute_value_mlt":[{"subitem_text_language":"en","subitem_text_value":"Kansai Gaidai University"}]},"item_2_version_type_22":{"attribute_name":"出版タイプ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_970fb48d4fbd8a85","subitem_version_type":"VoR"}]},"item_access_right":{"attribute_name":"アクセス権","attribute_value_mlt":[{"subitem_access_right":"open access","subitem_access_right_uri":"http://purl.org/coar/access_right/c_abf2"}]},"item_creator":{"attribute_name":"作成者","attribute_type":"creator","attribute_value_mlt":[{"creatorAffiliations":[{"affiliationNames":[{"affiliationName":"関西外国語大学","affiliationNameLang":"ja"},{"affiliationName":"Kansai Gaidai University","affiliationNameLang":"en"}]}],"creatorNames":[{"creatorName":"金城, 亜紀","creatorNameLang":"ja"},{"creatorName":"キンジョウ, アキ","creatorNameLang":"ja-Kana"},{"creatorName":"Kinjo, Aki","creatorNameLang":"en"}],"nameIdentifiers":[{"nameIdentifier":"14934","nameIdentifierScheme":"WEKO"},{"nameIdentifier":"00636946","nameIdentifierScheme":"e-Rad","nameIdentifierURI":"https://kaken.nii.ac.jp/ja/search/?qm=00636946"}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_date","date":[{"dateType":"Available","dateValue":"2016-09-05"}],"displaytype":"detail","filename":"r100_12.pdf","filesize":[{"value":"961.6 kB"}],"format":"application/pdf","licensetype":"license_note","mimetype":"application/pdf","url":{"label":"r100_12.pdf","objectType":"fulltext","url":"https://kansaigaidai.repo.nii.ac.jp/record/6062/files/r100_12.pdf"},"version_id":"0f5793d7-2ea9-4c6b-8b54-660ae14d930f"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"Asset Based Lending","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"ABL","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"transactions lending","subitem_subject_language":"en","subitem_subject_scheme":"Other"},{"subitem_subject":"relationship lending","subitem_subject_language":"en","subitem_subject_scheme":"Other"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"eng"}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourcetype":"departmental bulletin paper","resourceuri":"http://purl.org/coar/resource_type/c_6501"}]},"item_title":"Asset Based Lending(\"ABL\") in Japan : Transactions lending or relationship lending?","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"Asset Based Lending(\"ABL\") in Japan : Transactions lending or relationship lending?","subitem_title_language":"en"}]},"item_type_id":"2","owner":"9","path":["602"],"pubdate":{"attribute_name":"PubDate","attribute_value":"2016-09-05"},"publish_date":"2016-09-05","publish_status":"0","recid":"6062","relation_version_is_last":true,"title":["Asset Based Lending(\"ABL\") in Japan : Transactions lending or relationship lending?"],"weko_creator_id":"9","weko_shared_id":-1},"updated":"2023-11-01T13:37:39.091503+00:00"}